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8 Effective Tips To Save Money Before Buying A House In Noida

8 Effective Tips To Save Money Before Buying A House In Noida

 

Home is such a thing that cannot be easily bought again and again. So any person takes this step very carefully when he goes to buy a house for his family. Here I want to discuss some effective tips to save money before buying a home in Noida.  As we know that Noida has risen as a dominant destination for home buyers over the last few years. Flats in Noida, along with Noida Expressway and Yamuna Extension provide affordable alternatives to middle-class families. So in the last 3 years, average home prices in these regions are noticeably lower than the other neighbouring cities, which are assorted with high-end apartments. Let us discuss this in brief.

 

Important tips to Save money before buying a house in Noida:-

 

  • Escape from maximum Brokerage in Noida

Nowadays everyone wants to avoid maximum brokerage during buying a house. Because when a person goes to buy a house in Noida for his family. He has to pay a huge amount so that his financial condition might be affected. You should really want to escape from a maximum brokerage. Because every small saving comes to us only when it is needed in the future. If you don’t want to pay a maximum brokerage then you must try HonestBroker. Where you will get the property at the least brokerage.

 

  • Negotiate a deal with your developer

If you are buying an apartment in a multi-story project, chances are high that you will get a settlement deal. If there is no cash rebate, you deal for free furnishing or home appliances, or anything that may reduce the total cost of purchasing the property in Noida. However, do not get caught up in the freebies that are of no use to you.  For example, if you already have a high-end working handset, a free smartphone would be of little use. However, cars, modular kitchen sets, and air conditioning are some of the gifts that can be chosen if you plan to spend on these in the future.

 

  • Choose Subsidy Plans

Subsidy schemes do not save money but reduce your burden when you plan to buy a home. Flexi-payment plans help you manage your finances accordingly and you do not have to worry about the tax-free pay. Choose a construction-linked plan that will ensure that your project is on track and your money will not be stuck in the market.

 

  • Register the property in the name of your wife or mother

This is not valid for all Indian states, but Delhi, Odisha, Haryana, Uttar Pradesh, and Punjab are somewhere stamp duty is up to 2% less for women than men. In fact, if you are buying a property in Noida in your wife's / mother's name, banks offer a lower rate of interest.

 

  • Sell ​​old chaos/clutters

It could be helpful to save money while buying a house. Sell ​​old furniture, trunks, appliances - things you won't need in your new home.  If the new house is already furnished, get rid of the old junk.  If you have a stock of old books, then resell them at a bookstore, chances are high that you might get a good amount for your collection.  Dispose of your old clothes that occupy space in your wardrobe or bed box.

 

  • Shop for the best interest rates, processing fees, and other taxes

If you are opting for a home loan, do research and purchase not only at attractive interest rates but also for processing fees and time.  Choose wisely between floating and fixed-rate loans as it will help you save a big part in the long run.

 

  • Few tips for fancy interior decoration

The fancy interiors are attractive but the cost associated with beautifying them is huge.  Do the research yourself, use tips that are meant to make the interior look classy with useless materials or glass bottles or accessories already available at home.

 

  • Prefer to be close to work

If you buy a home in Noida, it is a metro city where you can easily commute by metro.  This will save your commuting time. Staying close to work not only saves travel expenses but also your energy and time.  If you are moving to another home, try to shift closer to your workplace.  This is another way to save money in the long run. 

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